Benefits and savings you want

The TRICARE Retiree Dental Program (TRDP) reduces your total annual out-of-pocket expenses for routine dental care and saves you money when it comes time for more extensive—and expensive—dental treatment.

Coverage Highlights

The chart below illustrates the dollar amount of coverage paid by Delta Dental when you see a TRDP network dentist for care.

Benefits Delta Dental Pays
Benefits available during the first 12 months of enrollment:
Diagnostic services(exams, x-rays) 100%
Preventive services(cleanings, fluoride treatments) 100%
Basic restorative services(fillings, including tooth-colored fillings on back teeth) 80%
Endodontics (root canals) 60%
Periodontics (gum treatment) 60%
Oral surgery (extractions) 60%
Emergency services ( treatment for minor pain) 80%
Dental accident coverage 100%
Additional services available after 12 months of continuous enrollment or if enrolled within four months after retirement:
Major restorative services (cast crowns, onlays and bridges) 50%
Prosthodontic services (partial/full denture)s 50%
Dental implant services 50%
Orthodontics 50%
Deductibles and Maximums
Annual deductible
(per person, $150 cap per family, per benefit year)
$50
Annual maximum (per person, per benefit year) $1,300
Orthodontic maximum (per person, per lifetime) $1,750
Dental accident maximum
(per person, per benefit year)
$1,200
Benefit year: January 1 – December 31  
*The percentage paid by Delta is based on the allowed amount for each procedure. While the coverage percentage is the same for all TRDP patients, total out-of-pocket costs may be higher if care is received from a non-network or overseas dentist.
Covered benefits are subject to certain limitations. For more information on all covered services and detailed information on benefit levels, limitations, exclusions, program policies and payments for non-network and overseas dentists, please see the Enhanced Program Benefits Booklet.

Once your coverage is effective, you can verify your enrollment status by logging on to the Consumer Toolkit®. You'll also be able to use the toolkit to review your benefits, check on your processed claims, and keep track of your maximums and deductibles.